Spread the cost and start saving immediately
Asset finance is a popular way to fund commercial solar installations. It allows you to spread the cost over a manageable repayment period — typically five to eight years — while benefiting from reduced energy bills from day one. This approach removes the need for upfront capital, making solar accessible for businesses with strong cash flow but limited available capital.
How Asset Finance works
With asset finance, you spread the payment for your solar installation across an agreed term, usually with monthly payments. This removes the upfront capital requirement, allowing you to benefit immediately from lower energy costs while maintaining cash flow for other operational needs. You still qualify for government tax relief and capital allowances, and the system typically pays for itself through energy savings over the finance period.
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​We work with a range of finance providers who can accommodate different credit scores and business circumstances, ensuring you get competitive rates for your agreement.
Tax Relief
Solar installations funded through asset finance still qualify for UK government tax incentives. These schemes are designed to encourage commercial investment in renewable energy and can significantly reduce the effective cost of your system.
Annual Investment Allowance
Claim AIA on qualifying plant and machinery up to £1,000,000 per tax year.
100% first year allowances
Electric vehicles and EV charging points qualify for full relief in the first year.
50% first year allowance
Solar PV and certain renewable technologies previously qualified for 50% first year allowance. Consult your accountant to confirm which current capital allowances apply to your installation.
Writing down allowances
Deduct a percentage of the asset value annually if other allowances cannot be fully used.
Tax relief is available to most businesses
This is a specialist area, we recommend consulting with your accountant or tax adviser to ensure you maximise the relief available.
The business case for Asset Finance
Start reducing energy costs immediately without tying up working capital.
Preserve cash flow for other business priorities.
Spread the cost over a manageable repayment period.
Still access government tax relief and capital allowances.
Benefit from a system that pays for itself through energy savings.
